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Terms of Use – Invest Wise
Thank you for visiting Invest-Wise website (hereinafter referred to as "the Website"), an investor education initiative of HDFC Mutual Fund ("HDFC MF")/HDFC Asset Management Company Limited ("HDFC AMC").
HDFC MF/HDFC AMC (jointly hereinafter referred to as "we", "us", or "our") maintains this Website as a part of our investment education and awareness initiative.
This page advises every person who visits this Website (hereinafter referred to as "User" or "you", "your", "they" or "their") of the Terms of Use ("Terms") of this Website. The Users are requested to read these Terms carefully before they start using the Website. By using the Website, the User indicates that they accept these Terms and they agree to abide by them without any limitation or qualification. If the User does not intend to be legally bound by these Terms, please refrain from using the Website.
HDFC MF/HDFC AMC reserves the right to modify the Terms on this Website at any time, and the User continuing to use the website thereafter shall be construed as the User having agreed to be bound by the new version of the Terms. If any changes in the Terms are not acceptable, the User must stop their use of this Website.
Education, not Advice:
This Website has been provided as an educational resource. The information provided under this Website is solely for creating and educating investors / potential investors about functioning of mutual funds and for enhancing their general financial understanding.
Neither the information posted nor any opinions contained within the pages of this Website constitutes a public offer under any applicable legislation or an offer or solicitation, or recommendation to engage in any particular securities transaction or investment strategy. Case studies, videos, or examples provided in the Website are for educational purpose only. Users should not regard the information contained therein as professional advice.
All investments involve risks. The value of investments may fall or rise on account of various reasons, and losses may exceed the principal investment. Past performance does not guarantee future results. MUTUAL FUNDS INVESTMENTS ARE SUBJECT TO MARKET RISKS AND THE USERS SHOULD REVIEW/STUDY ALL SCHEME RELATED DOCUMENTS, INCLUDING THE SCHEME INFORMATION DOCUMENT (SID), THE STATEMENT OF ADDITIONAL INFORMATION (SAI) AND THE ADDENDA THERETO, ISSUED FROM TIME TO TIME CAREFULLY IN ITS ENTIRETY BEFORE INVESTING.
The Users shall not base their investment decisions solely on the information contained on the Website. Since each person’s situation is unique, the Users are advised that a qualified professional should be consulted before making financial decisions.
License to Use Content:
All copyrights and other intellectual property rights in the materials on the Website either owned by HDFC MF/HDFC AMC or have been licensed to us by the owners(s) of those rights so that we can use this material as part of this Website While accessing the Website, the Users are deemed to have acknowledged the copyright and other proprietary rights of HDFC MF/HDFC AMC or of any other third party, where they exist in any material provided.
We grant to the User a limited license to access, view, download, and print portions of this Website content solely for their personal and/or professional, non-commercial purposes but not for commercial use or general distribution. The User will not use the Website or its contents for any unlawful purpose or in any manner prohibited by these Terms. The User represents and warrants that he/she/it will not use this Website in any manner which could damage, disable, overburden or impair the Website or interfere with any other party's use.
The Users are not allowed to publish, duplicate, translate, modify, merge, sell, reuse, or distribute the content of the Website, including text, images, audio, or video, on any other website or in any other manner as a part of any educational, training or reference material or for any other commercial purpose whatsoever. The Users can get in touch with us by providing their contact details, if they have any queries and/or need clarification on the information provided on the Website.
Third Party Sites
For the convenience of the Users, this Website may provide links to other websites and resources controlled by parties other than HDFC MF/HDFC AMC (each a "Third Party Site"). We have not reviewed any of these Third Party Sites or contents thereof prior to posting the same on our Website. We are not responsible for and do not endorse or accept any responsibility for the availability, contents, products, services or use of any Third Party Site, any website accessed from a Third Party Site or any changes or updates to such sites. We make no guarantee about the content or quality of the products or services provided by such websites. We are providing these links to the User only as a convenience, and the inclusion of any link does not imply endorsement by us of the Third Party Site, nor does it imply that we sponsor, are affiliated or associated with, guarantee, or are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.
The information available on Third Party Sites may have certain restrictions on its use or distribution, which differ from the Terms applicable to this Website. Prior to accessing the contents of such Third Party Sites, Users are advised to review the Terms of use and privacy policies applicable to such websites. The User acknowledges that they bear all risks associated with access to and use of content provided on a Third Party Site and agree that we are not responsible for any loss or damage of any sort that any User may incur from dealing with a third party. If the User wishes to use material contained on this Site other than for their individual review and educational purposes, the copyright ownership of such material is held by a third party, then you must secure the permission of such third party in order to use such material.
Uninterrupted and Error Free Access:
Whilst we endeavour to ensure that our Website is normally available for use 24 hours a day, without any interruptions, we do not guarantee that the access to or use of this Website, its contents, services or any part thereof will be uninterrupted or error free or that the Website or the server that makes it available will be free of viruses or other harmful components.
The Website and its features may be expanded, limited or modified at any time to meet the needs of its Users, or for technical or other reasons, without advance notice or reason. We reserve the right to change, modify, suspend, add, remove, or restrict access to our Website or part of it at our sole discretion, without prior notice. We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any or the entire Website, without notice.
To access some of the content or features of the Website or its services, Users may need to enhance or update the hardware or software in their computer systems. The Users are responsible for making all requisite arrangements necessary for their access to our Website, and we shall not be liable for any failure of the User to access the website or any services, partially or fully, whether due to the User's system, the internet network or any other cause whatsoever. The Users agree that they shall not i) frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout and form) provided on this Website; ii) engage in any activity that interferes with a User’s access to this Site or the proper operation of this Site; iii) impersonate any person or entity; and iv) attempt to circumvent the security systems of the Site.
We do not guarantee that files available for downloading through its Website will be free of infection or viruses or other code that may have contaminating or destructive properties. The User is responsible for implementing sufficient procedures and checkpoints to satisfy their particular requirements for integrity, security and accuracy of data input and output, and for maintaining a means external to the Website for the reconstruction of any lost data. HDFC MF, HDFC AMC, HDFC Trustee Company Limited, or any other connected persons, including, but not limited to, the directors, sponsors, officers, employees or affiliates’ assumes no responsibility for any damages to, viruses that may infect, or services, repairs or corrections that must be performed, on their computer or other property on account of accessing or using this Website.
Accuracy of Information:
We have taken due care and caution in compilation of data for its Website. All reasonable care has been taken to ensure that the information contained herein is not misleading or untrue at the time of publication. However, we make no long standing commitment as to its accuracy or completeness.
No representation, warranty or undertaking is given by us that the information contained in this Website is accurate, complete, comprehensive, or up to date, and no liability is accepted by us for such information. In particular, we shall not be obliged to keep the contents of the Website updated, or remove any outdated information from this Website or to expressly mark it as outdated. In no event will HDFC MF/HDFC AMC be liable, financially or otherwise, to any person for any direct, indirect, special or consequential damages arising out of any use of the information contained on this Website, including, without limitation, any lost profits, business interruption, or otherwise.
No Warranty
This Website and all materials, documents, videos, or forms provided through this Website are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we expressly disclaim all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.
HDFC MF/HDFC AMC makes no warranty that: (a) the Website or the materials will meet their requirements; (b) the Website or the materials will be available on an uninterrupted, timely, secure or error-free basis; (c) the results that may be obtained from the use of the Website or any materials offered through the Website or applications, will be accurate or reliable; or (d) the quality of any services or information obtained by the User through the Website will meet their expectations.
HDFC MF/HDFC AMC does not undertake any liability for any loss or damage sustained by any User on account of usage of this Website or any contents thereof or usage of Third Party Sites.
Compliance with laws:
The User undertakes to comply and be bound by all applicable laws and statutory requirements in India. Any dispute arising out of the use of this Website and/or any of the services/facilities offered shall be subject to the non-exclusive jurisdiction of the Courts in India. HDFC MF/HDFC AMC makes no representation that materials on this Site are appropriate or available for use in locations outside India. Access to this site from countries or territories where such access is illegal is prohibited. Those who choose to access this Site outside of India do so on their own initiative and are responsible for compliance with local law.
Privacy
This Website may collect contact details and/or personal information from some Users. Because HDFC MF/HDFC AMC respects the privacy of its Users and their personal information, it has established a Privacy Policy to protect their personal information. Users are advised to review the Privacy Policy provided on the Website before accessing the Website or the contents thereof. By consenting to these Terms, you consent to the Privacy Policy.
SOCIAL MEDIA TERMS OF USE
HDFC MF/HDFC AMC has a social media presence, which may include Twitter and other social media platforms ("HDFC AMC Social Media Sites").
This page advises every person who visits HDFC AMC Social Media Sites (hereinafter referred to as “User,” “you,” or “your”) of the terms and conditions of your use and access of HDFC AMC Social Media Sites ("Terms"). By accessing, viewing and/or posting any content to the HDFC AMC Social Media Sites on the internet, you accept, without limitation or qualification, the Terms laid down herein, as well as any other terms of use required by the company that owns and operates the underlying social media site (e.g,, any terms of use required by Facebook, Twitter, etc). Certain aspects of your use of the HDFC AMC Social Media Sites may be subject to the Terms of Use and/or Privacy Policy for Invest Wise website ("Website Terms"), which is available on - http://hdfcmfinvestwise.com/. Users acknowledge that HDFC AMC/Schemes or units of HDFC MF are not registered in any jurisdiction other than India. Users should also be aware of the applicable laws and regulations of their respective jurisdictions prior to accessing the HDFC AMC Social Media Sites and the Users shall solely be responsible for compliance thereof. If you do not agree to and do not intend to be legally bound by these Terms, Website Terms, and/or the terms of the underlying social media site, please refrain from viewing or posting any content to any of the HDFC AMC Social Media Sites. Any User accessing HDFC AMC Social Media shall be deemed to have accepted and agreed to be legally bound by these Terms, Website Terms, and the terms of the underlying social media site.
By posting contents to any HDFC AMC Social Media Sites, you understand and acknowledge that this information is available to the public, and that HDFC AMC/HDFC MF may use this information for internal and external purposes without any contribution or attribution to you. Please note that other participants may use your posted information beyond the control of HDFC MF/HDFC AMC. If you do not wish to have the information you have made available via HDFC AMC Social Media Sites used, published, copied and/or reprinted, please do not post the same on HDFC AMC Social Media Sites.
HDFC MF/HDFC AMC does not make endorsements via HDFC AMC Social Media Sites. We may post or share information on HDFC AMC Social Media Sites, which we find useful or relevant, but this does not constitute an official endorsement or recommendation on behalf of HDFC MF/HDFC AMC. Any content, including posts, pictures, responses, and videos, on HDFC AMC Social Media Sites should not be considered as an advertisement, endorsement, solicitation, financial advice, or offer to sell any products or services of HDFC MF/HDFC AMC or of any other third parties. Your access of HDFC AMC Social Media Site or your coming into possession of any contents posted thereon should not be construed as a solicitation by HDFC MF/HDFC AMC to buy or an offer to sell, or a recommendation for a security or any other product or service to any person. No material posted by HDFC MF/HDFC AMC on HDFC AMC Social Media Sites is intended as a complete analysis of every material fact regarding any market, industry, investment, strategy, or otherwise. While we may occasionally include links or references to other sites or third parties on HDFC AMC Social Media Sites, we are not responsible for, do not endorse or guarantee, or accept any responsibility for the privacy policy, availability, contents, or accuracy of any such sites/third parties. Third parties may post or share information on our HDFC AMC Social Media Sites. We do not endorse or guarantee the accuracy of the content posted by others.
HDFC AMC/HDFC MF will never solicit or ask for personal information, such as PAN, Folio Number, Bank Account details, etc., updation of your HDFC Mutual Fund logins/passwords through social media. Do not post or send sensitive personal, confidential, or financial information via HDFC AMC Social Media Sites.
HDFC AMC/HDFC MF reserves the right to delete comment(s) and content(s) and/or block any follower for any reason including comments, retweets, and content that we, in our sole discretion, post review or otherwise, believe to be construed as a hate speech, or solicitation of any manner, or constitutes a testimonial , advice, recommendation or advertisement for securities, products or services or is promotional in nature or is otherwise unlawful, abusive, offensive, libellous, or inappropriate or in contravention of any applicable laws or orders of any judicial/quasi judicial/statutory/administrative authority.
HDFC AMC may not be able to respond to your posts, not for lack of interest, but to maintain an appropriate social media forum. We do our best to create a valuable space for you on HDFC AMC Social Media Sites.
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